Family Backyard Dinner

Q1Annual Planning Meeting

Discussion Items

  • Progress towards goals
  • Cash flow and net worth analysis
  • Asset management
  • Risk management strategies and estate planning strategies
  • Services and programs available
Action Items
  • Review goals and any priorities
  • Review risk tolerance and suitability
  • Review portfolio and performance reports
  • Rebalance portfolio if needed


Discussion Items

  • Follow up on items from Q1
  • Account and investment performance
  • Any life changes or changes in goals
  • Answer any questions
Action Items
  • Make recommendations
  • Answer any questions on information provided

Q3Six-Month Review

Discussion Items

  • Evaluation of risk management strategies
  • Employee benefits, if appropriate
  • Tax planning strategies
  • Investment planning
Action Items
  • Review status of recommendations
  • Present proposal (if any new goals)
  • Portfolio and performance reports review
  • Estate planning strategy/beneficiary reviews

Q4Year-End Review

Discussion Items

  • Accomplishments/Action items completed
  • Revisit financial and wealth planning
  • Priorities and fees
Action Items
  • Life changes that may impact goals in the upcoming year
  • Implement tax planning strategies
  • Revisit recommendations from Q3 meeting and any necessary actions

Stifel does not provide legal or tax advice.  You should consult with your legal and tax advisors regarding your particular situation.  Rebalancing may have tax consequences, which you should discuss with your tax advisor.