CLIENT RELATIONSHIP MODEL

Q1 - Annual Planning Meeting

                Q2 - Checkpoint
Discussion Items   Discussion Items
- Progress toward goals   - Follow up on items from Q1
- Cash flow and net worth analysis   - Account and investment performance
- Risk mitigation to assets and estate planning issues   - Any life changes or changes in goals

- Services and programs available

  - Answer any questions
Action Items   Action Items
- Review goals and any priorities   - Make recommendations
- Review risk tolerance and suitability   - Answer any questions on information provided
- Review portfolio and performance reports    
- Rebalance portfolio if needed    

 

   
Q3 - Six-Month Review  

Q4 - Year-End Review

Discussion Items   Discussion Items
- Risk mitigation strategies   - Accomplishments/action items completed
- Employee benefits, if appropriate           - Revisit financial and wealth planning
- Tax planning strategies   - Priorities and fees

- Investment planning

   
Action Items   Action Items
- Review status of recommendations   - Life changes that may impact goals in the coming year
- Present proposal (if any new goals)   - Implement tax planning strategies
- Portfolio and performance reports review   - Revisit recommendations from Q3 meeting and any necessary actions
- Estate planning/beneficiary reviews    

 

Stifel does not provide tax or legal advice.  You should consult with your tax or legal advisor regarding your particular situation.